The volume of lending by commercial banks (including loans to non-residents) in December 2015 increased by 254.4 million GEL or by 1.6 percent compared to the previous month (exchange rate effect excluded volume of lending increased by 1.9 percent) and excluded 16.0 billion GEL by January 1, 2016. The volume of loans in the national currency increased by 129.2 million GEL (2.3 percent) and the volume of loans in foreign currencies increased by 125.2 million GEL or by 1.2 percent in the same period (as a result of operations, or exchange rate effect excluded, above mentioned indicator increased by 1.7 percent).

By the end of December 2015, commercial banks issued 1.7 billion GEL worth of national currency-denominated loans (1.4 percent more compared to the previous month), and 5.5 billion GEL worth of  foreign currency denominated loans (9.8 percent more)  to resident legal entities (exchange rate effect excluded volume of lending in the foreign currency increased by 10.3 percent).

During December 2015 the volume of lending to resident individuals increased by 2.1 percent or 162.5 million GEL, and constituted 7.9 billion GEL by January 1, 2016.

Larization ratio for total loans constituted 35.32 percent by January 1 2016. Compared to December 1, 2015 exchange rate effect excluded larization ratio increased by 0.15 percentage point.

 

 

Current statistical information is published on the NBG's website:
https://www.nbg.gov.ge/index.php?m=304
https://www.nbg.gov.ge/uploads/loansinglisurad/loans_to_the_economy_l3.5eng.xls
https://www.nbg.gov.ge/uploads/loansinglisurad/loans_structure_l3.10.1eng.xls