The National Bank of Georgia supervises commercial banks and microbanks as part of its mission to promote financial stability.

The National Bank of Georgia conducts banking supervision based on risk-based supervision principles, according to which more supervisory resources are allocated to more complex or higher-risk institutions or transactions.

The requirements related to the supervision and regulation of commercial banks and microbanks are defined by the Organic Law of Georgia on the National Bank of Georgia, the Law of Georgia on the Activities of Commercial Banks, the Law of Georgia on the Activities of Microbanks, and other subordinate acts.

The standards for banking supervision and regulation are based on recognized best international practices in this area, including EU legislation and the standards and principles developed by the Basel Committee on Banking Supervision.