Current Condition of Commercial Banks Loan Portfolio

Current Condition of Commercial Banks Loan Portfolio

26 July, 2018
The volume of lending by commercial banks (including loans to non-residents) in June 2018 increased by 427.3 million GEL or by 1.9 percent compared to the previous month (exchange rate effect excluded volume of lending increased by 2.3 percent) and constituted 23.3 billion GEL by July 1, 2018. The volume of loans in the national currency increased by 286.9 million GEL (2.8 percent) and the volume of loans in foreign currencies increased by 140.4 million GEL or by 1.1 percent in the same period (as a result of operations, or exchange rate effect excluded, above mentioned indicator increased by 1.9 percent).

By the end of June 2018, commercial banks issued 2.7 billion GEL worth of national currency-denominated loans (4.4 percent more compared to the previous month), and 7.1 billion GEL worth of foreign currency denominated loans (0.3 percent more) to resident legal entities (exchange rate effect excluded volume of lending in the foreign currency increased by 1.1 percent).

During June 2018, the volume of lending to resident individuals increased by 1.2 percent or 144.0 million GEL, and constituted 12.5 billion GEL by July 1, 2018.

Larization ratio for total loans constituted 45.32 percent by July 1, 2018 and increased by 0.41 percentage point (exchange rate effect excluded increased by 0.21 percentage point), compared to June 1, 2018.

 

 

                                                       

Current statistical information is published on the NBG's website:
https://www.nbg.gov.ge/index.php?m=304&lng=eng
https://www.nbg.gov.ge/uploads/loansinglisurad/loans_to_the_economy_l3.5eng.xlsx

https://www.nbg.gov.ge/uploads/loansinglisurad/loans_structure_l3.10.1eng.xlsx