Current Condition of Commercial Banks’ Loan Portfolio

Current Condition of Commercial Banks’ Loan Portfolio

25 January, 2017
The volume of lending by commercial banks (including loans to non-residents) in December 2016 increased by 1.1 billion GEL or by 6.0 percent compared to the previous month and constituted 18.9 billion GEL by January 1, 2017 (exchange rate effect excluded it increased by 3.1 percent). The volume of loans in the national currency increased by 236.4 million GEL (3.8 percent) and the volume of loans in foreign currencies increased by 841.4 million GEL or by 7.3 percent in the same period (as a result of operations, or exchange rate effect excluded, above mentioned indicator increased by 2.7 percent).

By the end of December 2016, commercial banks issued 2.1 billion GEL worth of national currency-denominated loans (1.6 percent more compared to the previous month), and 6.6 billion GEL worth of  foreign currency denominated loans (9.5 percent more)  to resident legal entities (exchange rate effect excluded volume of lending in the foreign currency increased by 4.9 percent).

During December 2016 the volume of lending to resident individuals increased by 4.8 percent or 429.1 million GEL, and exceeded 9.4 billion GEL by January 1, 2017.

Larization ratio for total loans constituted 34.55 percent by January 1, 2017. Compared to December 1, 2016 exchange rate effect excluded larization ratio of total loans increased by 0.23 percentage point.




Current statistical information is published on the NBG's website: