Current Condition of Commercial Banks' Loan Portfolio

Current Condition of Commercial Banks' Loan Portfolio

25 August, 2017
The volume of lending by commercial banks (including loans to non-residents) in July 2017 increased by 154.1 million GEL or by 0.8 percent compared to the previous month (exchange rate effect excluded volume of lending increased by 1.0 percent) and constituted 19.0 billion GEL by August 1, 2017. The volume of loans in the national currency increased by 205.4 million GEL (2.7 percent) and the volume of loans in foreign currencies decreased by 51.2 million GEL or by 0.5 percent in the same period (as a result of operations, or exchange rate effect excluded, above mentioned indicator increased by 0.2 percent).

By the end of July 2017, commercial banks issued 2.3 billion GEL worth of national currency-denominated loans (1.5 percent more compared to the previous month), and 6.1 billion GEL worth of foreign currency denominated loans (0.7 percent less)  to resident legal entities (exchange rate effect excluded volume of lending in the foreign currency decreased by 0.5 percent).

During July 2017 the volume of lending to resident individuals increased by 1.6 percent or 157.6 million GEL, and constituted 9.9 billion GEL by August 1, 2017.

Larization ratio for total loans constituted 41.75 percent by August 1, 2017. Compared to July 1, 2017 exchange rate effect excluded larization ratio increased by 0.68 percentage point.

 

 

Current statistical information is published on the NBG's website:
https://www.nbg.gov.ge/index.php?m=304
https://www.nbg.gov.ge/uploads/loansinglisurad/loans_to_the_economy_l3.5eng.xls

https://www.nbg.gov.ge/uploads/loansinglisurad/loans_structure_l3.10.1eng.xls